Bayfront Residences

For-Sale Development · Miami · Luxury Condominium

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Executive recommendation

REPRICE

REPRICE. Key drivers: levered IRR 9.8% against a 22.0% target; equity multiple 1.34x on $208.18M invested; profit margin on cost 11.9%. Net sellout proceeds of $656.01M against $586.21M of total development cost (selling costs already netted off revenue) produce $69.81M of development profit over 5 years.

Primary strength

Cost & schedule risk at 18.2% overrun tolerance.

Primary risk

NPV at the target return is -$49.04M — the deal does not clear its hurdle.

Investment score

35/ 100Grade E

Risk level

High

Return summary

The three headline return tests, judged against the targets set on the Inputs page.

Levered equity IRR

Below target

9.8%

Target 22.0% · green needs +1.00pp

-12.2% vs target

Equity multiple

Below target

1.34x

Target 1.60x

-0.26x vs target

On $208.18M total equity invested

NPV at target return

Below target

-$49.04M

Discounted at 22.0% · required > 0

$49.04M short of the target return

Profitability and capital risk

Development economics and the ability to repay the construction facility.

Net development profit

Below target

$69.81M

Margin target 20.0% on cost

$727,155 per unit

Profit margin on cost

Below target

11.9%

Minimum 20.0%

-8.1% vs minimum

Break-even sale price per sqft

On target

$1,698

Underwritten at $1,900/sqft · legacy programme

+$202/sqft of price cushion

Peak equity requirement

$208.18M

Initial equity $59.65M

$208.18M invested in total

Loan payoff coverage

On target

6.93x

Required ≥ 1.00x · comfortable ≥ 1.25x

Debt of $46.86M repaid from period 4 proceeds

Equity cash flow

Equity contributions, debt draws, sales proceeds, loan repayments and net equity cash flow.

A. Project economics

Gross sellout revenue$820.80M
Adjusted sellout revenue$732.97M
Net sellout proceeds$656.01M
Total development cost$586.21M
Development profit$69.81M
Profit margin on adjusted revenue9.5%
Profit margin on cost11.9%
Revenue per unit$6.83M
Profit per unit$727,155
Cost per sellable sqft$1,357

B. Capital structure

Total loan commitment$360.28M
Peak loan balance$198.61M
Total equity invested$208.18M
Peak equity requirement$208.18M
Effective LTC35.8%
Interest expense$21.80M
Capitalised interest$18.63M
Financing fees$10.14M
Loan payoff coverage6.93x
Funding orderEquity First

E. Return analysis

Project IRR (unlevered)11.2%
Levered equity IRR9.8%
Equity multiple1.34x
NPV at target return-$49.04M
Initial equity$59.65M
Additional equity contributions$148.52M
Total equity distributions$277.98M
Net equity profit$69.81M
Payback yearYear 4